Panama City, FL 32403 ZIP Code Profile

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Panama City, FL

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ZIP Code 32403: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32403

Acceptable Alternative
Tyndall AFB, FL 32403

  • ZIP Code Type: STANDARD
  • Businesses Addresses: 37
  • Single Family Addresses: 823
  • Multi-Family Addresses: 0
  • County: Bay County
  • Centroid: Latitude 30.09, Longitude -85.629
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes

Neighborhood Data

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32403 ZIP Code Map

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Panama City, FL 32403 Data & Demographics (As of July 1, 2016)


Total Population 3,067
Population in Households 2,644
Population in Familes 2,592
Population in Group Qrtrs 423
Population Density1 46
Diversity Index2 62


Total Households 784
Average Household Size 3.37
Family Households 745
Average Family Size 3


Total Housing Units 989 (100%)
Owner Occupied HU 25 ( 2.5%)
Renter Occupied HU 759 (76.7%)
Vacant Housing Units 205 (20.7%)
Median Home Value $129,762
Average Home Value $162,000


Median Household Income $50,460
Average Household Income $63,163
Per Capita Income $20,494
  (Compound Annual Growth Rates)


2010-2015 2015-2020
Population 0.31% 0.75%
Households 0.29% 0.85%
Families 0.28% 0.84%
Median Household Income   3.07%
Per Capita Income   2.02%
1) Population Density = Total Population per square mile.
2) The Diversity Index is a scale of 0 to 100 that represents the likelyhood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
Based on Census 2010 counts, the Diversity Index for the United States was 60.6 and it is expected to increase to 64.8 by July 1, 2018.

Panama City, FL 32403 - Peer Comparisons by Rank and Percentile

The table below compares 32403 to the other 965 ZIP Codes in Florida by rank and percentile using July 1, 2016 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 856 11th
Population Density1 # 858 11th
Diversity Index2 # 279 72nd
Median Household Income # 382 61st
Per Capita Income # 730 24th

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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