The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 33815 | Lakeland | 241 |
| 2. | 32227 | Jacksonville | 188 |
| 3. | 32324 | Chattahoochee | 187 |
| 4. | 32348 | Perry | 184 |
| 5. | 33716 | Saint Petersburg | 181 |
| 6. | 33493 | South Bay | 176 |
| 7. | 32053 | Jennings | 176 |
| 8. | 33865 | Ona | 175 |
| 9. | 32628 | Cross City | 171 |
| 10. | 32331 | Greenville | 169 |
| 11. | 32440 | Graceville | 169 |
| 12. | 32094 | Wellborn | 168 |
| 13. | 34762 | The Villages | 164 |
| 14. | 33944 | Palmdale | 156 |
| 15. | 32148 | Interlachen | 156 |
| 16. | 32066 | Mayo | 154 |
| 17. | 32059 | Lee | 153 |
| 18. | 32052 | Jasper | 152 |
| 19. | 33834 | Bowling Green | 152 |
| 20. | 32426 | Campbellton | 151 |