The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Village of Bal Harbour | Miami-Dade | 46 |
| 2. | Town of Golden Beach | Miami-Dade | 47 |
| 3. | Town of Jupiter Island | Martin | 51 |
| 4. | Town of Orchid | Indian River | 51 |
| 5. | City of Anna Maria | Manatee | 52 |
| 6. | Windsor Census Designated Place | Indian River | 52 |
| 7. | North Key Largo Census Designated Place | Monroe | 57 |
| 8. | Village of Key Biscayne | Miami-Dade | 60 |
| 9. | Gifford Census Designated Place | Indian River | 60 |
| 10. | Town of Manalapan | Palm Beach | 61 |
| 11. | City of Miami | Miami-Dade | 64 |
| 12. | Fisher Island Census Designated Place | Miami-Dade | 64 |
| 13. | City of Miami Beach | Miami-Dade | 65 |
| 14. | Town of Ocean Ridge | Palm Beach | 65 |
| 15. | City of Key West | Monroe | 66 |
| 16. | City of Holmes Beach | Manatee | 66 |
| 17. | Town of Palm Beach | Palm Beach | 66 |
| 18. | Duck Key Census Designated Place | Monroe | 67 |
| 19. | Village of Islamorada, Village of Islands | Monroe | 68 |
| 20. | City of Key Colony Beach | Monroe | 69 |
