Panama City, FL 32403 ZIP Code Profile

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Panama City, FL

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ZIP Code 32403: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32403

Acceptable Alternative
Tyndall AFB, FL 32403

  • ZIP Code Type: STANDARD
  • Businesses Addresses: 33
  • Single Family Addresses: 824
  • Multi-Family Addresses: 0
  • County: Bay County
  • Centroid: Latitude 30.09, Longitude -85.629
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes

Neighborhood Data

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32403 ZIP Code Map

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Panama City, FL 32403 Data & Demographics (As of July 1, 2017)


Total Population 3,138
Daytime Population: Workers 3,860
Daytime Population: Residents 1,545
Total Daytime Population (TDP) 5,405
Ratio TDP/Total Population1 1.72
Population in Households 2,724
Population in Familes 2,671
Population in Group Qrtrs 414
Population Density2 47
Diversity Index3 63


Median Household Income $49,130
Average Household Income $63,337
Per Capita Income $20,367


Total Housing Units 999 (100%)
Owner Occupied HU 26 ( 2.6%)
Renter Occupied HU 777 (77.8%)
Vacant Housing Units 196 (19.6%)
Median Home Value $129,545
Average Home Value $160,577


Total Households 803
Average Household Size 3.39
Family Households 763
Average Family Size 4
  1. If the ratio of the TDP to Total Population is greater than 1, the location gains population during the day when commuting workers are present. If the ratio is less than 1, the location is more of a bedroom community where people commute to another place for work.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2017 2017-2022
Population 0.58% 0.91%
Households 0.58% 1.0%
Families 0.57% 0.98%
Median Household Income   2.49%
Per Capita Income   2.41%

Panama City, FL 32403 - Peer Comparisons by Rank and Percentile

The table below compares 32403 to the other 967 ZIP Codes in Florida by rank and percentile using July 1, 2017 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 856 12th
Population Density # 864 11th
Diversity Index # 270 72nd
Median Household Income # 469 52nd
Per Capita Income # 771 20th

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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