Panama City, FL 32404 ZIP Code Profile

Related Place Profiles:
Callaway, FL | Panama City, FL | Parker, FL

ZIP Code 32404: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32404

Acceptable Alternative
Callaway, FL 32404
Parker, FL 32404

  • ZIP Code Type: STANDARD
  • County: Bay County
  • Centroid: Latitude 30.18, Longitude -85.56
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes
  • Businesses Addresses: 660
  • PO Box Addresses: 50
  • Residential Addresses: 16,431
    • Multi-Family Addresses: 183
    • Single Family Addresses: 16,248

The ZIP Code maps and database are updated 4 times per year.
Database updated: August 1, 2018, Maps updated: August 1, 2018.

EXTREMELY LOCAL Demographic Data

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32404 ZIP Code Map

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Panama City, FL 32404 Data & Demographics (As of July 1, 2018)


Total Population 40,742
Population in Households 38,601
Population in Familes 31,105
Population in Group Qrtrs 2,141
Population Density2 201
Diversity Index3 48


Median Household Income $52,130
Average Household Income $62,967
Per Capita Income $25,404


Total Housing Units 17,538 (100%)
Owner Occupied HU 10,289 (58.7%)
Renter Occupied HU 4,923 (28.1%)
Vacant Housing Units 2,326 (13.3%)
Median Home Value $181,171
Average Home Value $205,013


Total Households 15,212
Average Household Size 2.54
Family Households 10,508
Average Family Size 3
  1. If the ratio of the TDP to Total Population is greater than 1, the location gains population during the day when commuting workers are present. If the ratio is less than 1, the location is more of a bedroom community where people commute to another place for work.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2017 2017-2022
Population 0.69% 1.06%
Households 0.61% 1.04%
Families 0.54% 1.0%
Median Household Income   1.89%
Per Capita Income   2.81%

Panama City, FL 32404 - Peer Comparisons by Rank and Percentile

The table below compares 32404 to the other 970 ZIP Codes in Florida by rank and percentile using July 1, 2018 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 126 87th
Population Density # 717 26th
Diversity Index # 507 48th
Median Household Income # 427 56th
Per Capita Income # 563 42nd

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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