Panama City, FL 32409 ZIP Code Profile

Related Place Profiles:
Panama City, FL | Southport, FL

ZIP Code 32409: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32409

Acceptable Alternative
Southport, FL 32409

  • ZIP Code Type: STANDARD
  • County: Bay County
  • Centroid: Latitude 30.349, Longitude -85.676
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes
  • Businesses Addresses: 162
  • PO Box Addresses: 163
  • Residential Addresses: 3,868
    • Multi-Family Addresses: 63
    • Single Family Addresses: 3,805

The ZIP Code maps and database are updated 4 times per year.
Database updated: August 1, 2018, Maps updated: August 1, 2018.

EXTREMELY LOCAL Demographic Data

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32409 ZIP Code Map

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Panama City, FL 32409 Data & Demographics (As of July 1, 2018)


Total Population 9,561
Population in Households 9,561
Population in Familes 8,009
Population in Group Qrtrs 0
Population Density2 55
Diversity Index3 18


Median Household Income $52,692
Average Household Income $63,209
Per Capita Income $23,688


Total Housing Units 4,186 (100%)
Owner Occupied HU 2,939 (70.2%)
Renter Occupied HU 644 (15.4%)
Vacant Housing Units 603 (14.4%)
Median Home Value $161,533
Average Home Value $241,468


Total Households 3,583
Average Household Size 2.67
Family Households 2,637
Average Family Size 3
  1. If the ratio of the TDP to Total Population is greater than 1, the location gains population during the day when commuting workers are present. If the ratio is less than 1, the location is more of a bedroom community where people commute to another place for work.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2017 2017-2022
Population 1.06% 1.37%
Households 0.94% 1.31%
Families 0.89% 1.26%
Median Household Income   2.52%
Per Capita Income   3.24%

Panama City, FL 32409 - Peer Comparisons by Rank and Percentile

The table below compares 32409 to the other 970 ZIP Codes in Florida by rank and percentile using July 1, 2018 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 700 28th
Population Density # 850 12th
Diversity Index # 905 7th
Median Household Income # 409 58th
Per Capita Income # 657 32nd

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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