Panama City, FL 32409 ZIP Code Profile

Related Place Profiles:
Panama City, FL | Southport, FL

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ZIP Code 32409: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32409

Acceptable Alternative
Southport, FL 32409

  • ZIP Code Type: STANDARD
  • Businesses Addresses: 166
  • Single Family Addresses: 3,715
  • Multi-Family Addresses: 62
  • County: Bay County
  • Centroid: Latitude 30.349, Longitude -85.676
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes

Neighborhood Data

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32409 ZIP Code Map

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Panama City, FL 32409 Data & Demographics (As of July 1, 2017)


Total Population 9,568
Daytime Population: Workers 1,671
Daytime Population: Residents 5,510
Total Daytime Population (TDP) 7,181
Ratio TDP/Total Population1 0.75
Population in Households 9,568
Population in Familes 8,050
Population in Group Qrtrs 0
Population Density2 54
Diversity Index3 18


Median Household Income $51,321
Average Household Income $62,208
Per Capita Income $23,367


Total Housing Units 4,204 (100%)
Owner Occupied HU 2,847 (67.7%)
Renter Occupied HU 747 (17.8%)
Vacant Housing Units 610 (14.5%)
Median Home Value $155,878
Average Home Value $219,731


Total Households 3,594
Average Household Size 2.66
Family Households 2,647
Average Family Size 3
  1. If the ratio of the TDP to Total Population is greater than 1, the location gains population during the day when commuting workers are present. If the ratio is less than 1, the location is more of a bedroom community where people commute to another place for work.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2017 2017-2022
Population 1.11% 1.46%
Households 1.01% 1.37%
Families 0.95% 1.32%
Median Household Income   3.0%
Per Capita Income   2.83%

Panama City, FL 32409 - Peer Comparisons by Rank and Percentile

The table below compares 32409 to the other 967 ZIP Codes in Florida by rank and percentile using July 1, 2017 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 695 28th
Population Density # 852 12th
Diversity Index # 905 7th
Median Household Income # 403 58th
Per Capita Income # 634 35th

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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