Panama City, FL 32404 ZIP Code Profile

Related Place Profiles:
Callaway, FL | Panama City, FL | Parker, FL

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ZIP Code 32404: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32404

Acceptable Alternative
Callaway, FL 32404
Parker, FL 32404

  • ZIP Code Type: STANDARD
  • Businesses Addresses: 655
  • Single Family Addresses: 16,007
  • Multi-Family Addresses: 163
  • County: Bay County
  • Centroid: Latitude 30.18, Longitude -85.56
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes

Neighborhood Data

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32404 ZIP Code Map

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Panama City, FL 32404 Data & Demographics (As of July 1, 2017)


Total Population 40,430
Population in Households 38,372
Population in Familes 31,067
Population in Group Qrtrs 2,058
Population Density1 200
Diversity Index2 48


Total Households 15,131
Average Household Size 2.54
Family Households 10,457
Average Family Size 3


Total Housing Units 17,533 (100%)
Owner Occupied HU 9,637 (55.0%)
Renter Occupied HU 5,494 (31.3%)
Vacant Housing Units 2,402 (13.7%)
Median Home Value $166,227
Average Home Value $186,578


Median Household Income $51,206
Average Household Income $61,458
Per Capita Income $24,837
  (Compound Annual Growth Rates)


2010-2015 2015-2020
Population 0.72% 1.06%
Households 0.67% 1.06%
Families 0.61% 1.01%
Median Household Income   1.58%
Per Capita Income   2.36%
1) Population Density = Total Population per square mile.
2) The Diversity Index is a scale of 0 to 100 that represents the likelyhood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
Based on Census 2010 counts, the Diversity Index for the United States was 60.6 and it is expected to increase to 64.8 by July 1, 2018.

Panama City, FL 32404 - Peer Comparisons by Rank and Percentile

The table below compares 32404 to the other 967 ZIP Codes in Florida by rank and percentile using July 1, 2017 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 124 87th
Population Density1 # 708 27th
Diversity Index2 # 509 48th
Median Household Income # 406 58th
Per Capita Income # 547 44th

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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