Panama City, FL 32401 ZIP Code Profile

Related Place Profiles:
Panama City, FL | Panama City Beach, FL

ZIP Code 32401: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Panama City, FL 32401

Acceptable Alternative
P C Beach, FL 32401
Panama City Beach, FL 32401

  • ZIP Code Type: STANDARD
  • County: Bay County
  • Centroid: Latitude 30.16, Longitude -85.65
  • Time Zone: Central Time Zone (UTC -6 hours)
  • Observes DST: Yes
  • Businesses Addresses: 1,440
  • PO Box Addresses: 15
  • Residential Addresses: 11,143
    • Multi-Family Addresses: 948
    • Single Family Addresses: 10,195

The ZIP Code maps and database are updated 4 times per year.
Database updated: May 1, 2018, Maps updated: February 1, 2018.

EXTREMELY LOCAL Demographic Data

Address Based Hyperlocal Data Input an address and get data & demographics for the pertinent census block group (CBG), a searchable map and a customized directory. The CBG is the smallest geographical unit used by the Census Bureau for reporting demographic data.


32401 ZIP Code Map

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Panama City, FL 32401 Data & Demographics (As of July 1, 2017)


Total Population 23,702
Daytime Population: Workers 16,601
Daytime Population: Residents 14,153
Total Daytime Population (TDP) 30,754
Ratio TDP/Total Population1 1.30
Population in Households 23,120
Population in Familes 16,958
Population in Group Qrtrs 582
Population Density2 2,207
Diversity Index3 57


Median Household Income $35,442
Average Household Income $51,410
Per Capita Income $22,560


Total Housing Units 12,263 (100%)
Owner Occupied HU 5,057 (41.2%)
Renter Occupied HU 4,942 (40.3%)
Vacant Housing Units 2,264 (18.5%)
Median Home Value $131,977
Average Home Value $190,706


Total Households 9,999
Average Household Size 2.31
Family Households 5,674
Average Family Size 3
  1. If the ratio of the TDP to Total Population is greater than 1, the location gains population during the day when commuting workers are present. If the ratio is less than 1, the location is more of a bedroom community where people commute to another place for work.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2017 2017-2022
Population 0.63% 1.02%
Households 0.54% 0.98%
Families 0.45% 0.92%
Median Household Income   1.47%
Per Capita Income   2.53%

Panama City, FL 32401 - Peer Comparisons by Rank and Percentile

The table below compares 32401 to the other 967 ZIP Codes in Florida by rank and percentile using July 1, 2017 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 379 61st
Population Density # 341 65th
Diversity Index # 362 63rd
Median Household Income # 844 13th
Per Capita Income # 683 30th

Additional comparisons and rankings can be made with a VERY EASY TO USE Florida Census Data Comparison Tool.

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